Explain the different reasons why we observe low levels of intake of Essay

Explain the different reasons why we observe lowly levels of intake of wellness micro-insurance in more developing countries - Essay ExampleThere is a general lack of presumption about the insurance sector, with many people being under perception that the funds are either misappropriated or used for personal gains. Lack of essential insurance cover, such as that of health has led to challenge of addressing health of the population, especially in Africa. The paper will overly provide well-nigh recommendation of what needs to be done to increase the uptake of health micro insurance in developing countries.Studies by the World Health Organization (WHO) indicates that the uptake of health insurance in many developing countries, especially in Africa, remains low (Ahuja & Jtting, 2004). The situation remains a major concern owing to the accompaniment out-of-pocket payment of health services is extremely expensive to volume of people. This means that most of them will not seek he althcare services from the formal health organizations. In counties such as Senegal, the conventional healers also play a role in treating patients. The use of traditional herbal medicine is also common, as it is perceived to be the cheapest means of treatment.The uptake of insurance is also associated with economic, ignorance, and lack of trust. The misappropriation of health funds has discouraged most people from taking insurance. With the insurance make up remaining high in most African countries, the uptake is common in the employed population. This owes to the fact that the employers is under obligations, in many African countries, to deduct health insurance from the gross salary. Lack of breeding about health insurance, coupled by negative attitude towards the system has also been blamed for the low intake (Dercon, & De Weerdt, 2006). For instance, most of those living in the rural areas are found to lack in health insurance. The number of health facilities in these areas a re also few, and miles away from the people.One of the Millennium Development Goals (MDGs)